What Our Fire Damage Insurance Claim Estimate Includes
Fire losses touch almost every trade in the building, and missed line items cost real money on the settlement. We scope the structural tear-out and rebuild, smoke and soot cleaning and sealing, odor control, contents handling and debris removal, and we document required code upgrades and Overhead & Profit for multi-trade claims.
Every estimate is written and checked by an experienced human estimator in Xactimate, priced to the current price list for the loss location, and delivered as an ESX file with a PDF report. See all our Xactimate estimating services.
What You Get in the Estimate Package
A typical package is organized like this. We adjust it to the loss, the carrier and your company format.
| Section or Item | What It Shows |
|---|---|
| Room-by-room sketch | Xactimate sketch with every affected room, wall, opening and ceiling height |
| Mitigation and cleaning | HEPA vacuuming, soot washing, sealing, thermal fogging and odor control |
| Tear-out and rebuild | Charred framing, drywall, insulation, roofing and finishes removed and replaced |
| Contents | Pack-out, cleaning, storage and contents manipulation line items |
| Code upgrades and O&P | Required code items and Overhead & Profit justification for multi-trade claims |
| Files | ESX file for your Xactimate plus a branded PDF report and photo references |
Want to See a Complete Estimate?
Our estimates belong to our clients, so we share full samples privately rather than posting them online. Tell us the type of loss and we will email a relevant sample estimate.
Fire Damage Claim Estimate Samples: Common Questions
Quick answers before you send us your claim files.
What does a fire damage claim estimate include?
It covers mitigation, cleaning, tear-out, rebuild, contents and code upgrades for every affected room. Each line item is priced to the current Xactimate price list for the loss location.
Can I see a full sample estimate?
Yes. Tell us the type of loss and we will email a relevant sample estimate. We share samples privately because the estimates belong to our clients.
Are the estimates prepared by AI or human estimators?
Our estimates are written and reviewed by experienced human estimators. We use Xactimate to work efficiently, and every line item is checked against your photos, measurements and notes before delivery.
Which files will I receive?
An ESX file that opens in your Xactimate, plus a PDF report. You can review, edit and submit the estimate under your own company profile.
Send Your Photos and Measurements Today
Tell us about the loss and your deadline. We will reply with a scope, a price and a delivery date.